Here are my thoughts on the matter:
I believe it is biblical to tithe.
I haven't found any Scripture in the NT where God says, Stop tithing, do not give to your biblical, local, NT church. Perhaps I missed something, but I've looked & can't find it.
"For I am the LORD, I change not; therefore ye sons of Jacob are not consumed.
Even from the days of your fathers ye are gone away from mine ordinances, and have not kept them. Return unto me, and I will return unto you, saith the LORD of hosts. But ye said, Wherein shall we return?
Will a man rob God? Yet ye have robbed me. But ye say, Wherein have we robbed thee? In tithes and offerings.
Ye are cursed with a curse: for ye have robbed me, even this whole nation.
Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.
And I will rebuke the devourer for your sakes, and he shall not destroy the fruits of your ground; neither shall your vine cast her fruit before the time in the field, saith the LORD of hosts.
And all nations shall call you blessed: for ye shall be a delightsome land, saith the LORD of hosts." .....Malachi 3:6-12
The Bible says here, that they were cursed with a curse because they had not been paying their tithes, & because they had been robbing from God that which belonged to him. Notice He says, "Bring all the tithes into the storehouse, that there may be meat in my house."
The storehouse is God's house, according to this scripture. Bring all the tithes into the storehouse, so that there will be meat or food in my house. He says if you do that, "I will open the windows of Heaven and pour you out a blessing that there shall not be room enough to receive."
He says, "I'll rebuke the devourer for your sake." What he's saying is that, people who would not give the tithe would have bad things happen to them to where it would end up costing them more money than it would've cost to just give the 10% unto the Lord that he wanted. In fact, that's what tithe means.
If you study the Bible, the word "tithe" and "tenth" are used interchangeably. Tithe simply means 10%. God expected man to give 10% of his increase, his income, what comes into his hand, unto the Lord. He says "I'll rebuke the devourer for your sakes, and he shall not destroy the fruits of your ground; neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts." What God is saying here is that, He's able to make them prosper. He's able to make their crops grow better, and so forth; or He can allow these things to be cursed, dried out, & withered. What He's teaching here is that you're going to live better on 90% than you're going to live on 100%.
If you, in your own wisdom, think to yourself, "Well, I just can't afford to pay the tithe. I need all the money that I can get, to live off of." What God's saying is that, he can stretch your money further. He can bless you ... Pour out a blessing and give you abundance, whereas ... If you rob God and withhold the tithe, the opposite will be true. You can have unexpected expenses come up where you'll end up even worse off, financially.
The reason why (I think) people will scoff at this ... (Even though, the Bible is very clear. It's right there in Malachi 3. Anybody can see that that's what the Bible says) ... Is that there's a LOT of false teachers out there that don't care what the Bible says unless it makes them $, so they capitalize on it.... The televangelist crowd, the 'name it, claim it' prosperity preachers that are living in multi-million dollar homes ... They've got gold rings on their fingers, driving Jaguars or a Porsche & telling everybody, "Hey. If you give us money, God's going to bless you! You give a $100, you're going to get $1,000! If you give $1,000, you're going to get $10,000!". The Joel Osteens, Benny Hinns, Jim & Tammy Faye Bakers, Joyce Meyers, etc.
Obviously, these people are liars, frauds, and charlatans. The problem is that then, people throw out the baby with the bathwater.
At the same time, we don't want to go to far in the other wrong direction, and not understand that God DOES bless you when you obey Him. It's a fact. If you obey God, He blesses you. This is one subject where that's true. In other subjects it's also true. Any time you're keeping God's commandments and doing the right thing, God's going to bless you. Where the prosperity crowd gets it wrong is, they don't tell you about all the trials, tribulations, and persecutions, and that you will possibly go through bad health. Look at Job, he's covered in sores from head to toe, and he was the most righteous man on the earth at that time. What was the latter end of Job? In the end, everything works out. In the end, he's blessed.
My pastor does not live in a big fancy mansion like the worldly false prophets that covet filthy lucre; he lives in a VERY modest home (1400 sqft +/-), despite having 8 children (9th on the way) and of course, his wife, & they live in a humble neighborhood. He is certainly NOT in it for the money.
He takes nothing from the government...no food stamps or free healthcare, he doesn't drive a jaguar or a Maserati; he shares a used, old van (the kind you rarely see anymore--the baby blue w/yellow stripes, metal ladder up the back, with the hideous OEM faux velvet curtains in the back windows that most people would rather take the commuter train than be seen in) with his wife, who stays home to guide the house & school their children, all of his suits are used (from secondhand thrift stores), our church building is plain....it's merely a very large suite rented out from an office strip, so there are no beautiful stained glass windows, lush landscaping, ornate wooden pews to pay for, No stage or music room filled with elaborate instruments or impressive sound system---just an old piano needing tuned in the corner that was donated by the landlord's wife. The pulpit was built by the Pastor himself, from a stack of 2x4s he paid $5 for from Craigslist, which he then stained with instant coffee(it looks quite nice, actually).
But our services every week are air-conditioned, we have lights, power, running water, our Pastor works around the clock, he writes his own sermons thrice weekly, preaches hard against sin, in season AND out, he rips face like the old school IFB, he teaches us how to be effective soulwinners & is out pounding the pavement with us weekly knocking doors, he doesn't allow queers in the congregation or tolerate fornication (if a couple are dating & are in fornication or living together unmarried he will give them 3 options: 1. If they claim to be in love & want to be together, they have 7 days to get married; 2. If they don't want to get married they must not live together & MUST stop fornicating; 3. If they refuse to get married or stop fornicating & stop living together then they must leave the church) adultery, divorce, false doctrine, he stands on the King James Bible only, he doesn't fold when persecution comes, and when homos are outside protesting he makes no apologies for the Word of God and preaches even harder.. EVERYTHING he preaches he proves with Scripture from the KJB, he encourages us to read our Bible daily & prove all things from Scripture.
He sells nothing. Everything is free. We give out a free King James Bible to every soul led to the Lord when out soulwinning, the fridge is always stocked with water, Gatorade, special snacks for the elderly/diabetics/pregnant or nursing moms. He offers the younger adult couples (that wish to marry, and are biblically eligible to) a free wedding, decorates the church building, marries them, provides a free cake & free wedding photos, he provides every family a free annual family portrait, he provides church activities, like camping trips, baby showers for expectant mothers, free CDs of his preaching, free USB drives of his sermons, he provides breakfast & buys lunch weekly to all that go soulwinning on Saturdays, the list goes on and on.
He is clear & open about church finances & hides nothing. He is a good steward of the tithes we give, & our church has never borrowed $, never had any debt.
He NEVER has fundraisers or asks us to "dig deep". He is one of the hardest workers I've ever met. He truly practices what he preaches in all aspects of his life and ministry, and that is rare these days, even amongst IFB.
My point is this:
Pastoring a church is a full-time job. It IS work.
And it is a LOT more work than people think. Our pastor is CONSTANTLY working. It is also a HUGE responsibility, as any Bible-believing pastor knows that God is holding him accountable for the flock, and he will be chastened & held accountable by God more than the flock.
It takes MONEY to have a building for the church to meet at. If nobody tithes, how can the pastor support himself, his wife & kids (which is, by the way, a biblical requirement to pastoring a church--It must be a man, of one wife, with children, that ruleth his house well) ?
Our family has NO problem paying our tithe...and we actually have LESS financial problems since we started this church and tithed. Plus, we KNOW where it's going (our church building alone costs $6,000 a month to rent) and our pastor works harder than most any pastor I've known and the Bible says if a man works he has the right to eat and drink.